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AUTOMOBILE INSURANCE STACKING

Do I Get Coverage From All My Insurance Policies On All My Vehicles? Many people own more than one vehicle, and so have purchased more than one insurance policy.  By way of example, assume you own two vehicles, each with an insurance policy and for which you have paid a separate premium.  Do the coverages Read More

AVOIDING PROBATE IN MISSOURI

How to Avoid Probate in Missouri One of the most important reasons to make an estate plan is to avoid the unnecessary expenditure of time and money in Probate Court.  You can make sure that your family will avoid Probate Court after your death if you act now to create an estate plan. Simple way Read More

MISSOURI DRIVER’S LICENSE “POINTS” OVERVIEW

Missouri uses a “Point” system to determine whether to suspend or revoke the driving privileges of Missouri residents.  The “Point” system is set out in Section §302.302, RSMo.  Accumulation of “Points” can result in either suspension or revocation of driving privileges.  Suspensions and Revocations are not the same, and each has different consequences. If you Read More

AUTOMOBILE INSURANCE

Types Of Insurance For Personal Injury Cases Liability Insurance — Section 303.025, RSMo. requires that the owner of a motor vehicle registered in this state (or required to be registered) must maintain financial responsibility for the vehicle.  Without financial responsibility, the motor vehicle owner may not operate, or permit another person to operate, any vehicle. Read More

RESTORING DRIVING PRIVILEGES AFTER A DWI SUSPENSION OR REVOCATION

I Lost My License For DWI – How Do I Get It Back? If your Missouri driver’s license or driving privilege was suspended, revoked, or denied following a DWI, and you want to restore your driver’s license, you must first establish   the type of suspension or revocation you have received.  There are several different suspensions Read More

BUYING REAL ESTATE AT MISSOURI DELINQUENT TAX SALES

Each August, Missouri County Collectors offer for sale parcels of real estate for which real estate taxes have gone unpaid.  Many buyers look at these sales as a chance to buy real estate for amounts far below market value.  However, before a purchaser is entitled to receive an actual deed to the property, he or Read More

UNDERINSURED MOTORIST COVERAGE

Protecting Yourself From The Negligent Driver With Insufficient Liability Insurance The Missouri Motor Vehicle Financial Responsibility Laws are designed to ensure all vehicles operated on public roads carry Liability insurance.  §303.030, RSMo. (and other statutes) provide that each vehicle is required to carry not less than $25,000 in Liability coverage limits per person per accident.  Read More

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